Accucare Home Nursing 4 Reviews Broomall Senior Care

Table of Content

• Hire your friend or family member to be your senior living Care Provider!
• St. Louis Magazine ranks AccuCare #1!
• Gardeners & Lawn Care Companies in Gunzenhausen
• Nursing Home
• Where Do You Need Care?
• 7 Turnkey Solutions™

Before you hire a gardener or lawn care service in Gunzenhausen, Bavaria, shop through our network of over 4 local gardeners & lawn care services. Read through customer reviews, check out their past projects and then request a quote from the best gardeners & lawn care services near you. Finding gardeners & lawn care services in my area is easy on Houzz. Accucare Pediatric Nursing & Home Care has been family-owned and operated since 1989. All of our registered and licensed practical nurses are fully licensed by the State of New York and have graduated from accredited nursing schools.

With an AccuCare Caregiver, you receive the same care and compassion that we would give our own family members. Because we are RN owned and managed, we possess the medical expertise that enables us to perform medically skilled services in addition to assisting with the activities of daily living. Our caregivers are required to have a minimum of one year of work experience and must complete our training program prior to being placed with clients. Caregivers are also required to have CPR re-certification every two years and must receive yearly TB testing.

Hire your friend or family member to be your senior living Care Provider!

And, our caregivers who cover night-shift duty never sleep while they're at your home overnight, so you can rest comfortably, knowing someone is fully-awake in your home and monitoring your loved one. We can provide as little as 4 hours per day and up to 24 hours per day. Our private home care services can typically be provided within a few hours of a call to our office. For clients who require in-home care beyond what family members can manage, AccuCare is a solution that can provide comfort to all parties.

We know that family members want to care for their loved ones. However, they also need to deal with their own daily lives. Sometimes family members feel the stress of having “to do it all.” As a result, they can get worn down, ill or just plain tired. AccuCare can provide the space family caregivers need — peace of mind to leave your loved one in the care of someone who has their best interests at heart.

St. Louis Magazine ranks AccuCare #1!

They went to get somebody new, but then the person they got was not good. They would give you a call that they're coming up, but they never showed up. All clients are also assessed for possible qualification to receive other resources in the community. Click here to see how thoroughly we vet our caregivers. Landscapers beautify your yard by trimming, weeding and treating your plants.

You can also look through Gunzenhausen, Bavaria, Germany photos to find examples of yards that you like, then contact the Bavaria contractor who worked on them. Established in 1995 in Broomall, PA, AccuCare has remained headquartered in Delaware County for over 20 years as we have expanded our home care agency throughout the Philadelphia region and beyond. AccuCare has earned the reputation as a comprehensive leader in home health care services for Pennsylvania families and their loved ones. At AccuCare, we know that your loved one deserves the very best health services or personal care around. That's why in addition to private pay, we also accept reimbursement from Medicaid, Medicare, Options’ Program, workers compensation, and long-term care insurance. Since 1992, Orion has been providing technology solutions and professional services to improve the workflow for the addictions and mental health profession.

Gardeners & Lawn Care Companies in Gunzenhausen

Accucare Home Nursing is a home health agency serving Broomall, Pennsylvania and the surrounding area. Accucare Home Nursing offers around-the-clock medical and non-medical care in the home. AccuCare Home Health Care of St. Louis is dedicated to helping seniors live their fullest lives possible with dignity.

Even though your loved one may be in a nursing home or assisted living facility, they may need additional attention or assistance. And AccuCare knows how to perfectly integrate with these facilities and your loved one. We pride ourselves on providing quality care and having the best caregivers in the industry.

Reviews of Accucare Home Nursing

AccuCare Home Nursing is monitoring the Coronavirus (COVD-19) outbreak daily and the health and safety of our employees and clients is our top priority. AccuCare Home Nursing’s comprehensive Infection Prevention Program provides the highest standards of infection prevention practices as recommended by The Centers for Disease Control and Prevention . We are focused on emergency preparedness, caring for existing clients and accepting new referrals. Find Gunzenhausen, Bavaria, Germany gardener services and local lawn mowing services on Houzz. Narrow your search in the Professionals section of the website to Gunzenhausen, Bavaria, Germany lawn care services.

Our staff is individually recruited for their professional experience and their passion for providing the highest quality patient and family-centered health care. Our staff are committed to lifelong learning and participate in regular in-services designed to support and advance their highly technical skillset. Our nurses are also encouraged to become leaders in the field by continuing their education through academic programs, conferences, and continued education. Accucare Pediatric Nursing & Home Care accepts most types of insurance.

We felt so fortunate to get a great Team of caregivers who loved Mom and treated her with respect, as if she were their family. Are you looking for someone to care for you or your loved one in your home? AccuCare will provide exceptional private care in your home and will care for your personal needs. The caregivers at AccuCare are pleasant, caring, loving and compassionate. Do you need more evidence that AccuCare is the one for you?

This is done to assess the ongoing general health of each client and to assure that they are receiving quality home care. Reports are called into the client’s physician and/or family members, as needed. Registered StaffAll AccuCare caregivers are thoroughly screened through the Family Care Safety Registry and the Office of the Inspector General. This comprehensive background check includes checks from 9 far-reaching agencies. We GUARANTEE an AccuCare team member is available to provide the client and family members with everything they need from the initial contact and through their care journey.

Where Do You Need Care?

In addition to caregivers, 24-hour RN/LPN Skilled Care Services are also available. At AccuCare, our dependability is a source of shared pride. It’s important to you and your family, so it’s what’s most important to us.

Our caregivers are subjected to background checks and are thoroughly screened and trained, so you can rest assured that you are receiving only the best care in your own home. We’re here to make sure your loved ones are taken care of. The first step is evaluating your care needs and finding the right solution for you.

I have been using AccuCare Home Nursing to care for my mother for many years. The staff provides truly personal care that has allowed her to stay in her home of 50 years. The staff is very nice and accommodating to my mother's needs. We hired 24-hour caregivers from AccuCare Home Health back in December 2016 to care for my Mother.

10 Great Manufactured Home Floor Plans

Table of Content

• Explore the Area
• mobile home trailer
• First Floor House Plans In India
• Archives
• Vintage Mobile Home Floor Plans
• Classic Mobile Home Models – Fleetwood Festival Living Rooms
• Single Manufactured Homes
• Year built

Wandering gypsies traveled around in their horse-drawn homes. PRIMARY SUITE – FLOOR PLANS FOR A 1980S REMODEL. We are remodeling a 1983 Palace mobile home ourselves. I need help trying to get a rough estimate on the possible make/model and year of a mobile home I just purchased. I don’t have a title and cannot find the vin anywhere on the home. Can I send a picture to see if you are able to guess what the make/model and year is?

This list usually contains the model name and square footage which are keys to locating a floor plan. MHE Inc. reserves the right to modify floor plans without notice. This model is efficiently designed without wasted space.

Explore the Area

That is especially true when it comes to manufactured home floor plans. Another master bedroom in a Fleetwood Festival. Notice the plexiglass windows on each side of the bathroom door. Leaving the master bedroom and walking toward the front door, you entered the small back hallway which had the back door and the laundry area. The laundry room cabinets matched the kitchen cabinets. And these horse-drawn homes were the mobile homes of the day.

This 1985 Brookside double wide has great cathedral ceilings. This mobile home is a 1460 Homette that was manufactured in 1978. The early floor plans of single wides are very influential in new craze of “tiny house living”. The width of single wide manufactured homes varies between 10 ft to 18 ft. Single wide homes can be highly compact or very spacious, and come in many different widths, lengths, and room configurations.

mobile home trailer

Have looked online here with no luck so far. I need the information for correct title. Our single wide homes range in size from 504 sq.ft to 924 sq.ft. Single wide mobile home floor plans the outlet az. See Single Wide Model 765CT. The most used dimensions for single wide mobile homes is approximately 15 x 72.

The Brookstone from Skyline is another double wide that uses space well. Those of us planning on a manufactured home remodel have probably created a floor plan or at least drawn out the idea – it helps us visualize the changes. Touch device users, explore by touch or with swipe gestures. Also featured in the master bath was a faux marble sink, a single vanity, and a linen closet or additional master closet, right beside the shower stall. Updated living room in a Fleetwood Festival . This is looking toward the front door and second bedroom and bathroom.

First Floor House Plans In India

Find the home you are interested in below and click on the model number to view the floor plan. Single wide homes, commonly referred to as mobile homes, are built on a steel frame and are designed to be set on cement piers or an approved foundation. Whether you are looking for a modest yet spacious home for yourself or small family theres a Factory Select Homes Series singlewide home that will perfectly fit your needs. Home two bedroom 1970 single wide mobile home floor plans. Single wide mobile home floor plans are 16 feet in width and can be from 48 to 76 feet long. Its floor plan includes a semi-separate living room kitchen and dining room making it ideal for those who prefer discrete spaces to open floor plans.

Their floor plans are contained in one long section rather than multiple sections joined together. Open floor plans and cathedral ceilings have been going in and out of popularity since the first home was built. Single Wides also known as Single Sections range from the highly compact to the very spacious and come in a variety of widths lengths and bedroom to bathroom configurations.

Archives

Single wides have a lot of living space in a small package. These 4 designs prove the industry has perfected small space living. I would love to find out the model of our 1977 fleet wood. I would also like to see the floor plan of the model you featured in the article. After the big manufactured housing boom in the mid-1990’s the industry seemed to stop trying to innovate and adapt. Entry to the master bath was through a large open door with a plexiglass and wood surround.

However, one of the great things about mobile homes is their simplicity. Both plumbing and wiring are installed in a way that makes it very easy to work with. Whatever side that your breaker box is on is usually the side the wires are run on, typically under the home or through the ceiling, and branching out to each room as needed. If you notice that the majority of outlets are one side of the home, that will tell you exactly which side the wires are ran. Do you have any pictures and information on mobile homes where the hallway has been removed. I would love to redo a home, take out the hall and move rooms around, but am unsure of how it can be done.

Vintage Mobile Home Floor Plans

From the early 1970’s to the early 1980’s Fleetwood made a single wide that I have always admired. It was called the Fleetwood Festival though in some markets the company used the name Fleetwood Broadmore. With this floor plan the space doesnt feel cramped.

No wonder…..I just happen to have a 1976 Bendix Brookwood doublewide and I get compliments on it’s layout all the time. Mine even has a real used brick fireplace with a real chimney in the Family Room, which here in WA state keeps me warm and toasty in the winter when the power goes out. Double wide homes have a lot more space to work with.

50 mid-century modern carpet styles from the 50s 60s. For the large family and enough space for living and working in your own home. Other than that, I have’t seen any recent remodels with that idea but it would be interesting to see how it works. If your home is the one with the off-center roof/ceiling I love it!

MHVillage.com and Craigslist are my go-to sites for buying and selling mobile homes. I think it may be best for you to buy the property and the home separately although it won’t be easier. I think it’s more likely that you’ll get in the exact area and find the exact home you want by tackling the land and home separately. I just bought a 1999 Clayton Santa Fe 2/2. Just to let you know, it has some similar features. The master has french doors that lead to a master bath w/double sinks and garden tub in one room and a separate room has shower stall and toilet.

Single Manufactured Homes

Laundry area, looking into the Festival’s kitchen. On the other side of the wall with the washer and dryer is the dining room. The decor of the home generally included wood beams on the ceiling with matching wood plank cabinet doors in the kitchen and laundry. The open floor plan is well utilized with a nice setting area around the fireplace and access to the enclosed porch.

Fleetwood Festival is a Favorite

Table of Content

• Battles Trace Floor Plans
• TS104ASingle-Wide Mobile Home14 x 80(
• Augmented Reality Floor Plan App

Chances are you will not be able to find it. Manufacturers rarely released floor plans to the public other than on brochures and they rarely printed brochures for each model, only each ‘series’. You may luck up and find a brochure that’s been uploaded by a homeowner or one for sale on Ebay. I was scrolling down through this article when I got to the first doublewide floor plan and started looking at it intently. I said, “that looks like my floor plan”, and then I said to myself, “OMG, that IS my floorpan!

This 1985 Brookside double wide has great cathedral ceilings. This mobile home is a 1460 Homette that was manufactured in 1978. The early floor plans of single wides are very influential in new craze of “tiny house living”. The width of single wide manufactured homes varies between 10 ft to 18 ft. Single wide homes can be highly compact or very spacious, and come in many different widths, lengths, and room configurations.

Battles Trace Floor Plans

Wandering gypsies traveled around in their horse-drawn homes. PRIMARY SUITE – FLOOR PLANS FOR A 1980S REMODEL. We are remodeling a 1983 Palace mobile home ourselves. I need help trying to get a rough estimate on the possible make/model and year of a mobile home I just purchased. I don’t have a title and cannot find the vin anywhere on the home. Can I send a picture to see if you are able to guess what the make/model and year is?

The length is even more varied with models measuring as little as 35 feet and as long as 90 feet. The Champion Homes Ridgecrest LE 1605 is a lovely single wide mobile home thats built on simple virtues and elegant taste. Single Wide mobile home floor plans are 16 feet in width and can be from 48 to 76 feet long.

TS104ASingle-Wide Mobile Home14 x 80(

Your Don-a-Bel could be called the Colonial in the south. I am looking for the floor plans to a 1977 Fleetwood “C” series mobile home. If I could see the exterior as well that would be super helpful.

Find the home you are interested in below and click on the model number to view the floor plan. Single wide homes, commonly referred to as mobile homes, are built on a steel frame and are designed to be set on cement piers or an approved foundation. Whether you are looking for a modest yet spacious home for yourself or small family theres a Factory Select Homes Series singlewide home that will perfectly fit your needs. Home two bedroom 1970 single wide mobile home floor plans. Single wide mobile home floor plans are 16 feet in width and can be from 48 to 76 feet long. Its floor plan includes a semi-separate living room kitchen and dining room making it ideal for those who prefer discrete spaces to open floor plans.

Augmented Reality Floor Plan App

It’s got the layout I like if the kitchen is in the middle, (I have a thing for kitchens on the end…lol). The Sierra is a model from Palm Harbor Homes. The home above is from Skyline Homes and called the Sunwood.

It had an open floor plan and the biggest most amazing master bath I’ve even seen. Fascinatingly the gypsy lifestyle grew in popularity in the 1800s and held keen interest for about seventy years. Plank walls around the fireplace are a nice contrast to the living room.

Classic Mobile Home Models – Fleetwood Festival Living Rooms

Walk-in closets in bedrooms #2 and #3. Most all vents are going straight down the middle of a single wide and each side of a double wide. It’s to reduce corners in the venting systems – they are very simple and typically go straight down both ends of the home from the furnace . You’ll have a hard time finding any kind of literature for an older mobile home.

It was a very attractive home with a floor plan that made excellent use of space, both in the twelve wide and the later fourteen wide models. In fact, single wides can include as many rooms and amenities as larger double or triple wide. With their highly customizable designs and wide array of floor plans ranging from 500 to 2,300 sq. Explore a wide selection of sunshine homes floor plans in a variety of styles and sizes. 1970 single wide mobile home floor plans A single wide home doesn’t require home buyers to sacrifice luxury or quality simply because their home is smaller. Some states maintain a database of registered mobile homes by name of owner.

From the early 1970’s to the early 1980’s Fleetwood made a single wide that I have always admired. It was called the Fleetwood Festival though in some markets the company used the name Fleetwood Broadmore. With this floor plan the space doesnt feel cramped.

His knowledge and passion for mobile homes are unparalleled. This next floor plan from Country Lane Homes is very common in manufactured homes. It maximizes space and allows for separate sleeping quarters – essentially an adult side and a kid side. The living room and kitchen, or main living area, is right in the middle.

Steve Lancaster Explains Why the Fleetwood Festival is One of His All-Time Favorite Classic Mobile Home Models

I’m wondering if you, or any of your readers, know the best way to search, and find, older mobile homes/house trailers for sale. We’ll be driving down there in March or so (we have grown sons living in N.C.) but kind of don’t even know where to begin to find something like this. The front bathroom had an entry from the short hallway as well as the front bedroom. The exterior of the front door repeated the entry to the master bath with plexiglass windows beside the entry door.

There is also a separate laundry room to the side of the kitchen. Not a lot of built-ins or anything, but still pretty nice. He is the founder of a great Facebook group,Manufactured Housing and Mobile Homes.I’ve never met a more knowledgeable person when it comes to modern and classic mobile home models. I asked Steve to write about his favorite model of all time, the Fleetwood Festival which is also known as the Fleetwood Broadmore in some parts of the country.

Our manufactured homes offer numerous customization options from floor plans to beautiful finishes to. Room sizes and dimensions shown are approximate. A single wide home, or single section home, is a floor plan with one long section rather than multiple sections joined together. We’ve discussed how the 10 foot wide mobile home completely changed the mobile home industry.

Just follow the links below to browse single wides, double wides, and modular homes. This home looks amazing in warm colors and a cozy traditional decor. I recently bought a singlewide trailer with could either be a 1999 Fleetwood or a 1990 Capewood. The living room has semi circular windows at top of normal square windows. It’s 14×72 and has 3 bedrooms, 2 baths. Open floor plan in living room and kitchen/dining area.

Find Rent to own Homes in Prince George's County, MD Complete List of Rent to own Homes

Table of Content

• Nearby Rent To Own Homes Counties
• Get Contacted by a Real Estate Agent
• Cities in Prince George's County County
• Frequently Asked Questions for Rent to Own Homes for Sale in Prince George's County, MD
• Prince Georges County, MD Rent To Own Homes & Lease To Own Homes For Sale
• Browse Rent To Own Homes For Sale in other Maryland counties

The information included in this listing is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and ZeroDown assume no responsibility for typographical errors, misprints or misinformation.

Search for rent-to-own homes in Prince George's County, MD and learn about the rent-to-own market with iRentToOwn.com. If you're unfamiliar with the rent-to-own process, we offer a full selection of articles in our on-siterent-to-own articlesso you can stay informed and updated. Use our cost of living calculators to assess how much you’ll need to earn to live comfortably in key cities. Everything you need to know about local demographics, nearby schools, public transport, market trends, and more. Check out Prince George's County, MD rent to own homes for sale, which may include auction properties, for sale by owner, and more.

Nearby Rent To Own Homes Counties

This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. Signup to get full property details including street address, contact information, pricing and nearby comparison sales. Sign up to get full property details including street address, contact information, pricing and nearby comparison sales.

Cheap Rent-to-Own Homes in Prince George's County, MD

Table of Content

• Frequently Asked Questions for Rent to Own Homes for Sale in Prince George's County, MD
• Prince Georges County, MD Rent To Own Homes & Lease To Own Homes For Sale
• Browse Rent To Own Homes For Sale in other Maryland counties
• Rent to own Homes in Prince George's County, MD
• Get Contacted by a Real Estate Agent
• Rent to Own Homes for Sale in Prince George's County, MD
• Browse Rent To Own Homes For Sale by city in Prince George's County, MD

Search for rent-to-own homes in Prince George's County, MD and learn about the rent-to-own market with iRentToOwn.com. If you're unfamiliar with the rent-to-own process, we offer a full selection of articles in our on-siterent-to-own articlesso you can stay informed and updated. Use our cost of living calculators to assess how much you’ll need to earn to live comfortably in key cities. Everything you need to know about local demographics, nearby schools, public transport, market trends, and more. Check out Prince George's County, MD rent to own homes for sale, which may include auction properties, for sale by owner, and more.

This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. Signup to get full property details including street address, contact information, pricing and nearby comparison sales. Sign up to get full property details including street address, contact information, pricing and nearby comparison sales.

Frequently Asked Questions for Rent to Own Homes for Sale in Prince George's County, MD

The information included in this listing is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and ZeroDown assume no responsibility for typographical errors, misprints or misinformation.

Just a moment ..

Table of Content

• Create Account
• Is It Possible to Work From Home with a Toddler?
• Out-of-the-Box Baby Shower Gifts We Love
• How to Work from Home With a Toddler
• Tips for how to work from home with a toddler

If you notice the child is a bit frustrated, spend some time with them, calm them down before spending a few moments away. Use short phrases in a repeated way and always try to mirror their emotions for the best communication. In today’s job market, it’s not enough to just have the hard skills required for a position. A lot of people find it difficult to concentrate when there is a lot of background noise.

And keep in mind that having a WFH parent can be hard on kids, too. So when work hours are done, do all you can to give them plenty of love and attention. Alternatively, meal prepping one day a week or using time-saving kitchen appliances can be lifesavers. “I use the slow cooker more, so I don’t have to stop to prepare meals,” says mom of two Emma N.

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If you’re wondering how to keep your 2 year old or 3 year old busy don’t forget about the great outdoors. Coloring on the sidewalk with chalk on a sunny day or running around in the fenced in backyard can help keep any child busy. By the age of two or three most children are able to communicate what they would like to do. These tips for working moms with toddlers, babies or a combination of the two are aimed to help you get the most out of your day.

Whether you’re a stay-at-home mom or dad or work remotely part-time, understanding how to work from home with a toddler can make your life easier. As more of us are settling into working from home for the long term, those of us with toddlers and pets in the house face a challenging situation. Not only do we have to perform in our professional employment, but we also have to manage the care, education, and nurturing of our little children. When I first started I knew that I wanted to be able to take a walk with my toddler every morning. As long as we took our walk before 11am I was satisfied.

Is It Possible to Work From Home with a Toddler?

If your work phone rings during your set "non-business" hours, let it go to voicemail. Limit checking your work email to your set office hours, too. Though every day does not have to be exactly the same, there should be a routine or regular schedule that you follow throughout the week. Let your work schedule be dictated by your toddler's schedule, not the other way around. Independent play is important for toddler development and should be encouraged. More parents are ditching the commute for work-from-home job opportunities.

Depending on how your home is ran this may look like a number of things. Using it to run errands, get meals ready for the week, catching up on laundry or getting the house in order. Whether that’s 30 minutes of play before lunch, or having mommy all to themselves after nap. Setting up quality time in the routine can help alleviate stress in other areas. This may seem like a simple task, may even seem completely unnecessary.

Out-of-the-Box Baby Shower Gifts We Love

If you’re having trouble getting your toddler to fall asleep and stay asleep, try these approaches to remedy the issue and get some rest. If you don’t have a partner, try to find ways to ask for help within your tribe. Even when social distancing during a pandemic, many friends and neighbors would love the opportunity to drop a meal off at your door or take on a load of laundry — just say the word.

Those toys will be novel to your toddler and may keep their attention just a few minutes longer. Although toddlers are limited in their ability to help out with chores around the house, there are still ways that they can get involved. Now may be a great time to teach them to put away their toys or put their dirty clothes in the laundry hamper.

Now she would just turn the whole bathroom into her own private water park. Glad you found some new tips for working from home in here Phia. The age of your little ones will determine how effective the toy rotation can be.

Establishing a new routine helps as get through the day with some sense of normalcy. You’re expected to do all the things a stay at home mom does, while also earning an income. Every work at home mom with a toddler has to use a cartoon at some point. I keep a pad of paper and a few toddler-safe crayons in the kitchen cabinet and my toddler absolutely goes nuts for it. Don’t let your child have access to every toy every day. This means you know exactly what task you are going to work on and have everything you need to work on that task the next time you have 10 minutes free.

Educational television can help your child learn, as well as providing a short time of rest for him or her between meals. Take your work with you into the TV room so you can keep an eye on them. Although you may have a plan in place as to when you are going to tackle work assignments, be flexible in order to meet your toddler's needs. Something unexpected could come up that requires your full attention, such as your child falling and getting a cut on their knee. Working from home has obvious benefits for many parents, but it's not always easy. Leaving work behind physically is not possible, and it can be tough to let it go mentally as well.

So, when it comes to actually doing work, it’s fair to question whether or not it’s possible. Our experts continually monitor the health and wellness space, and we update our articles when new information becomes available. Healthline has strict sourcing guidelines and relies on peer-reviewed studies, academic research institutions, and medical associations.

The Best Baby Gear You Can Buy with Your FSA or HSA Account

Verywell Family's content is for informational and educational purposes only. Our website is not intended to be a substitute for professional medical advice, diagnosis, or treatment. This meant I would work on the playroom floor, in the kitchen, bathroom or even outside. You’re providing them with a stable home and you’re able to stay home with them when they’re sick or need you.

When it comes to working at home I’ve found that having set blocks of times for certain events is way more effective than trying to adhere to a rigid schedule. Another great and effective way to manage your toddler and work from home together is to look for different ways by which you can engage your toddler and keep them busy. You can enroll your toddler in various online activities such as online dance classes, or online chess classes. These activities will help your toddler stay busy and you will be able to do all your work without any distractions.

How to Work from Home with a Toddler & Actually Enjoy It

Table of Content

• How To Create The Perfect Kids Playroom
• Accept a Non-Pinterest Perfect House
• Hi! I’m Carly the Mommy –
• Optimise Storage Space

There was a time when I thought working from home with kids was the unattainable unicorn of the WFH life. Start a group with other parents in which you take turns watching the kids in order to give each person a turn to take a break. If you are on a phone call and your child is screaming, apologize and ask if you can call back later. Verywell Family uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles.

This gave me time to bring my laptop into the bathroom to get some work done while I watched her play. There is just something about being outside, breathing fresh air and soaking up some vitamin D that makes everything seem a bit more manageable. This helps to provide focus and a bit of structure, 2 things that can be lacking when trying to entertain a toddler at home. Personally, this is one aspect of working at home without childcare that I can definitely improve on. You can not keep the kitchen spotless or prevent the baby from drawing all over her tummy or keep every toy contained to the playroom AND meet every deadline and answer every email.

How To Create The Perfect Kids Playroom

And this may sound crazy, but you are going to have to get used to doing an hour of work here and an hour of work there. The days of working several hours in a row are just gone. Take this into consideration when making your to-do list. It is a very realistic expectation to assume you won’t get EVERY task done that day. Keep a running tab of what tasks are the highest priority and reevaluate frequently throughout the day.

It may be that you have to surrender extra time to your toddler and do more work in the evening. Ask family or friends if they can help out, or offer a babysitting circle where you each take turns to help each other out. It can be helpful to have a little time when you get total peace and quiet. Try to add the television to your normal routine so that your toddler knows there are limits placed on it if you need to do that. Try adding houseplants, motivational prints on the wall and a good desk organiser and planner to help you. Add in a toddler running around at your feet and there are a lot of distractions working against you.

Accept a Non-Pinterest Perfect House

One is to make sure your work schedule fits within their routine, and another is to be mindful of how long you’re working. While a meal service provides your family with dinner, you can also invest in time-saving kitchen appliances and dedicate time to meal preparation to save time in the long term. Hired help, whether full-time or for a few hours each week, enables you to dedicate time to get your work done. When working from home with a toddler, independent play is a great way to have a block of time to get work done. When working from home, having non-traditional hours is a great way to get strategic with the work day. Whether that’s getting up before everyone else or staying up a little later and skipping out on your favorite television shows.

I’ve worked from home since 2014 and during those years, I’ve learned several important things that helped me work from home with a toddler .

Hi! I’m Carly the Mommy –

During this quality time, let your toddler lead the activities too. This will give them an additional win, which will help them feel even more content in the moments when you can't play. Being able to be near your child is a major perk to having a home office, but most moms find that they need an extra set of capable hands to get work done. You can’t meet every deadline during naptime, and there’ll be days when your critter is bouncing off the walls as a client is calling. In fact, have a backup caregiver at the ready (Grandma or a drop-in daycare center) in case your sitter calls in sick. I mentioned above that teaching your baby how to play independently would be a key to your success while working from home.

Try to factor in play time for you and your child every single day. This is time when you put down all of your screens, put your phone on silent and just be with them. In order for you to get on with work while your toddler is under the same roof, you need to encourage independent play. It won’t be like this forever, and while he’s getting more TV time than normal, he’s still getting plenty of old-fashioned book reading, coloring, and exercise. This goes along with lowering your standards, and it might not be the most popular thing, but the truth is that right now when my toddler says “screen time,” I say, “how much?

Optimise Storage Space

If you have to clean during the day try adding tidy up time breaks to your routine. Taking a few minutes to load the dishwasher, or having your toddler help empty the dryer are small tasks that will help your home stay functional throughout the work day. If you’re a single mom working from home with a toddler please know, your value is not found in the cleanliness of your home. Where other parents have a partner of some kind, it is solely your responsibility to care for, provide for, and keep your tiny humans alive.

And if you’re anything like me, you are trying to keep your toddler away from screen time right now. This makes things even more difficult as there is no television/iPad/cell phone babysitter. If you have managed to get your toddler playing happily on their own or napping, then get yourself focused on work and make the most of this time. I felt like I was going to get “caught” doing something I shouldn’t be doing, when in reality, I had to take care of my kids. But working at home with the kids means that being 100 percent present for anything just isn’t realistic. I’ve accepted that my toddler will have more screen time than I’d like , and I’ve accepted that I’ll be slower responding to email than I’d like.

That’s why it’s important to optimise the storage space you have to encourage your kids to tidy away after themselves and make it easy for them to do this. Too much screen time at a young age can inhibit a child’s ability to engage with the world and learn. Sometimes it can be hard to get kids to engage in pretend play on their own, so you may have to play with them for a bit to get them started. Try to regularly carve out some time for yourself in the week, anddon’t feel guilty doing it.Like on an airplane it’s important to put on your mask before helping others. Dedicated momma time is you putting on your mask first.

Though your kids are small, talk to them and try to explain to them the overall situation. Explain to them the reason why you all should stay indoors, and how it can help them stay safe. As a parent, make sure that you keep a sufficient amount of time for your child so that you can spend quality time with them after your workday is over.

Why Mom Needs To “Anchor, Breathe & Engage” When Feeling Overwhelmed With Motherhood

But they are also adorable, curious, fun and oh so lovable. Your why will help you to get through those difficult days when, despite all of the scheduling, planning, and meal prep, things just aren’t working out. When you’re throwing your hands in the air and literally asking out loud “why am I doing this to myself,” make sure you know your why. Remind yourself why you are juggling parenthood, work, and life. They can make doing anything a challenge — whether it’s getting dressed, trying to leave the house, or even going to the bathroom.

How to Make Your Own Potting Soil for Succulents

Table of Content

• What to Look For in Indoor Potting Soil
• Scotts Organic Group Top Soil — Premium Choice
• Buying Good Potting Soil at Home Depot
• Espoma Organic Potting Mix
• Best African Violet Mix
• Fertilome Ultimate Potting Mix
• Espoma 4qt. Organic Potting Soil Mix

The type of soil or potting mix you need depends on what you're planting. He notes that all-purpose blends are probably what you'll use most of the time. However, a sandy blend is going to be better for cacti and succulents while finer or lighter blends are the best potting soils for starting seeds. Most potting soil, especially if the product name includes “all-purpose,” can be used indoors and outdoors. These special indoor potting soils are designed to compensate for the lack of humidity in homes, and the specific moisture needs of indoor plants. Potting soil differs from topsoil in that it is meant to be used in raised beds and containers instead of in the ground, which makes it applicable to indoor and outdoor environments.

After planting, barely firm the mix – don’t pack it down – and water gently to settle in place. In growing mediums, the pea-sized pebbles are an excellent conditioner, adding air pockets that prevent compaction and aid drainage. If possible, try to also avoid synthetic fertilizers like hydrogel. Instead, fertilize plants with compost or buy organic fertilizer. This article was researched and written by Amanda Rose Newton, a freelance garden reviewer for The Spruce.

What to Look For in Indoor Potting Soil

Brittany VanDerBill has been writing copy and content for businesses and publications since 2016. She began writing for Dotdash Meredith in 2021, covering a variety of topics including pets, clothing, and product guides. Her work has been published with several Dotdash Meredith brands, including Travel + Leisure, People, Allrecipes, and Paw Print magazine.

Nardozzi advises composting the soil if the plants that had been growing in it were diseased or infested with insects. When planting directly into the ground, consider whether the soil you have promotes drainage or retention of water. If you're not sure, you can test drainage by digging a 12- to 18-inch hole and filling it with water. Once it drains, fill it again and observe how quickly the water drains.

Scotts Organic Group Top Soil — Premium Choice

You'll want to use a specially formulated potting mix if you plan to grow orchids. Traditionally, these mixes will either contain peat moss or bark. The mix contains enough plant food to last plants for about two months. Make sure to have additional food on hand if you're growing plants that will need a longer-lasting boost of nutrients.

A plant’s native environment is a great indicator of their soil preference as well. “On the other hand, plants native to more tropical and semi-tropical environments like ferns pay prefer a mix with more peat, since it helps the soil stay moist. So when looking for a potting mix, keep your plants’ natural habitats in mind. Does your plant call the dry desert or the tropical rainforest home? Special mixes have been developed for these different classes of plants."

Buying Good Potting Soil at Home Depot

Our favorite potting soil is the PittMoss Plentiful Organic Potting Mix because it’s a peat-free, all-purpose blend potting mix. This mix can also be used for seed starting, propagation, and any other plant project you dream up. The peat moss breaks down slowly, acting as a soil conditioner and providing food to your plants. Tank’s Pro Potting Mix is made of compost and coconut coir and serves as a good recipe base for growing succulents. And in a planting medium that’s wet from heavy watering, they develop problems like root rot, which is usually fatal. Many ingredients go into potting mixes, but you'll want to keep a few specifics in mind.

Try it for flowers as well as fruits and vegetables that need to be grown in the ground rather than in a container. The Fiddle-Leaf Fig Plant Resource created soil that drains well, feeds the plant, and gives plenty of space for growing roots. Avoiding moisture-locking ingredients like coconut coir, this airy mix is well suited to finicky houseplants besides fiddle-leaf figs, including monsteras, dracaenas, and scheffleras. Scotts Turf Builder LawnSoil is a great choice when you need soil that holds moisture.

Espoma Organic Potting Mix

Some of these links may be affiliate in nature, meaning we earn small commissions if items are purchased. Use any combination of materials you like based on the above recommendations, but maintain the outlined ratio to keep the portions of drainage, porous, and nutritious materials in balance. Landscape sand, crusher dust, and granite grit are readily available at landscape depots.

As you put your plant in the ground, you'll mix in more garden soil with a bit of the natural dirt. As noted earlier, there are lots of factors at play when it comes to outdoor soil. It could be too dense or light, acidic or alkaline, sandy or clay-rich, etc.

Best African Violet Mix

This professional formula can be used for traditional desert cacti, as well as jungle cacti. This important distinction means succulents, which cannot stand to have “wet feet,” can be kept dry. The organic mix contains plenty of perlite to keep the soil light and airy, just how cacti like it. This aeration also provides exceptional drainage, helping to prevent root rot, common in succulents and cacti. Despite the heaps of nutrients, the mix is lightweight and offers plenty of aeration, allowing for effective moisture retention.

If you don't catch him writing, you can usually find Ed working in the garden or taking on DIY projects around the house. Ed’s also a talented musician, spending time composing music for independent films or helping people fix their guitars. The downside to Scotts Turf Builder is that it is expensive and might be too dense to use in indoor pots if you don’t mix it with another brand first.

It's also formulated to need less water, adding to its sustainable appeal—and helping to guarantee that your plants are still alive and thriving after you return from a summer vacation. Our choice for the overall best potting soil, PittMoss' Plentiful Organic Potting Mix is OMRI listed, which means it's been independently reviewed to adhere to organic standards. Most potting soil for indoor plants contains the essential nutrients to give new greenery a good jump start, or transplants the food they need. Wonder Soil Premium Organic Potting Mix does this, adds more ingredients and more to help indoor plants thrive, and it can be used with just about any plant. We evaluated the many potting soil products for their intended use, as well as their added ingredients, such as fertilizer, and other attributes such as water retention. Our top choice was Wonder Soil Organic for its unique blend of slow-release organic nutrients, sterility, and pet-friendly formula.

It is awesome for grass, but you can also use it for indoor plants. Its ingredients help it retain moisture and provide plenty of nutrients to help your grass and plants grow faster and stronger. The high-quality soil won’t clump and can easily spread where needed. This is a good option for those who'd like a controlled release fertilizer for added convenience. It may come with a slightly higher price tag, but it's a versatile soil mix that can be used indoors, outdoors, in pots, and in gardens.

Espoma 4qt. Organic Potting Soil Mix

It's also free of weeds, so you won't have to worry about unwanted plants growing in your planter. The mix contains readily available carbon to promote healthy biology for growing plants, and it requires less fertilizer and watering than other potting soils, saving you time and money. So instead of waiting for the soil to add nutrition as it slowly breaks down, these are available for plants to use when they need them.

The 13 Best Potting Soils of 2022

Table of Content

• Miracle-Gro Nature's Care Organic Garden Soil
• SuperMoss Orchid Potting Bark
• Tips for Choosing a Good Potting Soil
• Espoma 4qt. Organic Potting Soil Mix
• Good Dirt Indoor Potting Soil Mix

She has also written sponsored content for The Foundry 360, Dotdash Meredith's award-winning custom content studio. Her other bylines include HerMoney, Airfarewatchdog, Psych Central, PRiME Women, and more. Brittany is skilled in writing about a variety of topics, but her specialties are travel, lifestyle, and pet content. Brittany holds a degree from Minnesota State University, Moorhead. Succulent Plant Soil Natural All-Purpose Cactus Aloe Vera and Succulent Potting Soil 1 Quart Sized Bag Premium Fast Draining Mix.

It's also formulated to need less water, adding to its sustainable appeal—and helping to guarantee that your plants are still alive and thriving after you return from a summer vacation. Our choice for the overall best potting soil, PittMoss' Plentiful Organic Potting Mix is OMRI listed, which means it's been independently reviewed to adhere to organic standards. Most potting soil for indoor plants contains the essential nutrients to give new greenery a good jump start, or transplants the food they need. Wonder Soil Premium Organic Potting Mix does this, adds more ingredients and more to help indoor plants thrive, and it can be used with just about any plant. We evaluated the many potting soil products for their intended use, as well as their added ingredients, such as fertilizer, and other attributes such as water retention. Our top choice was Wonder Soil Organic for its unique blend of slow-release organic nutrients, sterility, and pet-friendly formula.

Miracle-Gro Nature's Care Organic Garden Soil

Marino provided insight on typical soil ingredients to look out for, repotting techniques, and other houseplant care tips. African violets, similar to orchids, do best with a specialized potting mix rather than an all-purpose soil. This option from Soil Sunrise is blended specifically for growing African violets, draining quickly to promote healthy, thriving plant roots and avoid rot. If you're planting right into ground and your soil could use a bit of extra nutrients, the Miracle-Gro Nature's Care Organic Garden Soil is our top pick for the best potting soil for gardening. The mix is an all-purpose selection, meaning it's designed to be used with a variety of plants.

Some commercial potting mixes can be used, but avoid those containing absorbent materials like vermiculite, hard-to-wet peat moss, or any that tout water-retention qualities. Peat is another common potting mix ingredient that you'll want to try to use sparingly because of its potential impact on the environment. When buying mixes with peat, look for sustainably harvested peat or an alternative such as coconut coir that's easier on the environment.

SuperMoss Orchid Potting Bark

However, some plants, such as orchids, violets, fiddle leaf figs, and cacti, are particular about their needs, so it is wise to purchase soil made for them. Optimized for outdoor use, this potting soil promotes stronger plants, making it a great choice for high-wind areas. This is a medium-weight option that allows for air porosity and good drainage, which all add up to creating those strong roots. The potting mix also contains plant food that will feed flowers for up to six months, which is the entire growing season for some climates. The potting soil uses partially petrified peat moss from sustainably-harvested peat bogs to promote the soil aeration and healthy drainage levels indoor plants need.

African violets are finicky about their pH, with the optimal range leaning towards the acidic side. Taking this into consideration, SunGro adds dolomite lime to naturally lower the pH of the soil. Home Depot is one of the most popular home improvement stores, earning over $151 billion in annual sales in 2021, offering a variety of products for DIYers and professionals alike . Whether you're building a house, renovating your bathroom, plastering holes in your walls, or updating your garden, you're sure to find products that fit your needs at the store.

Tips for Choosing a Good Potting Soil

These ingredients provide nitrogen, phosphorus, and potassium, powerful fertilizers that will make your plants grow quicker and produce more flowers, fruits, and vegetables. Ingredients like perlite, peat moss, and pine bark release these nutrients into the soil and can help produce a better-draining soil that is less susceptible to root rot, fungus, and other problems. Many brands contain ingredients that help the soil retain moisture to protect your plants from drought or hot weather that might cause the soil to dry out before you can water it. It’s always best to get a soil with good drainage, amendments to support growth and that is pH adjusted for indoor plants. When purchasing potting soil, what you need comes down to what you grow. Many of our recommended blends are all-purpose; for many projects, these are your best bets, as they serve a variety of plant types.

It's also free of animal products and is safe to use around pets and children. Sun Gro Horticulture Black Gold African Violet Mix may be especially formulated for African violets, but it is beneficial for any flowering indoor plant. It contains premium ingredients aimed at providing nutrients and retaining the right level of moisture. Sphagnum peat moss, perlite, volcanic pumice, and earthworm castings provide a healthy mix that is still light and airy. The mix is lighter in weight and isn't as dusty as some soil blends.

Nardozzi advises composting the soil if the plants that had been growing in it were diseased or infested with insects. When planting directly into the ground, consider whether the soil you have promotes drainage or retention of water. If you're not sure, you can test drainage by digging a 12- to 18-inch hole and filling it with water. Once it drains, fill it again and observe how quickly the water drains.

This is an all-purpose option that can be used for vegetables, indoor plants, raised gardens, and most other types of situations that call for a typical potting soil. It can even be used for grass seeding or for starting seeds. Natural ingredients, like feather meal, are incorporated to boost nutrients.

This professional formula can be used for traditional desert cacti, as well as jungle cacti. This important distinction means succulents, which cannot stand to have “wet feet,” can be kept dry. The organic mix contains plenty of perlite to keep the soil light and airy, just how cacti like it. This aeration also provides exceptional drainage, helping to prevent root rot, common in succulents and cacti. Despite the heaps of nutrients, the mix is lightweight and offers plenty of aeration, allowing for effective moisture retention.

The downside to Miracle-Gro Garden Soil All Purpose is that it is clumpy even after you break it apart and add it to your plants, so it can be hard to use. It’s also a bit dense for some plants, and many users report finding small pieces of plastic, glass, and other foreign objects in the soil. Empty the saucer of water, and next time back off a bit and water slowly, adding small amounts until just a few drops show in the saucer. Although succulents are low maintenance and thrive on neglect, the following care tips will help you get the most from your signature soil blend. When choosing sand alternatives, opt for rice-sized materials such as crusher dust or granite grit, ornamental pearls or bonsai pebbles, poultry grit, or turface.

Good Dirt Indoor Potting Soil Mix

To make your own signature blend for lush plants, let’s dig into the best succulent potting soil recipe. Peat moss, in addition to being a less environmentally friendly choice, tends to hold too much water, which isn't ideal for orchids since they like to dry out between waterings. If you're someone who often has a heavy hand when watering, you'll want to avoid peat moss. When starting seeds, it's important to find a specialized blend of starter soil. Hoffman's Seed Starter is actually soilless, which is helpful for germinating seeds. We chose it as the best potting soil for starting seeds because it's lightweight and holds moisture well—two things that seeds need to sprout.

Can You File Bankruptcy And Keep Your House And Car

Table of Content

• How Long Does Chapter 13 Bankruptcy Stay On Your Credit
• What Is Equity Of The Car Value
• Lowering Your Monthly Car Payment With The Help Of A Bankruptcy Attorney
• Keeping Your House in Chapter 7

When people imagine what bankruptcylooks like, they may picture themselves losing everything. It is true that you may have to part with some things, but you really won't have to lose everything. The bankruptcy courts make certain allowances for you in terms of household furnishings and other personal property as long as it is not too valuable. You will have options regarding your car, no matter what type of bankruptcy you decide is best for you. Another way to keep your car when filing for bankruptcy is to reaffirm the debt, which means agreeing to a new payment plan with the lender. About two-thirds of those filing Chapter 7 bankruptcy indicate on Form 108, the statement of intent, that they plan to go with this option.

Being up to date on your car payments before you file for bankruptcy makes it much more likely you’ll keep your car when you file for either Chapter 7 or Chapter 13. Regardless, you’ll need to prove your commitment to home and auto lenders by agreeing to their terms. Chapter 13 bankruptcy requires court approval for your repayment plan, while Chapter 7 is contingent on your previous history with the mortgage lender. David Haynes is a full-time attorney experienced in basic bankruptcy concepts, as well as secured transactions, liens, and lawsuits in bankruptcy court. He currently serves as the senior attorney and privacy officer at the Office of Systems Integration in Sacramento. Over the course of the last decade, he has written about complex bankruptcy topics for various publications, including The Balance and the Loyola Los Angeles Entertainment Law Review.

How Long Does Chapter 13 Bankruptcy Stay On Your Credit

The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy. Pay and drive is an option that does not legally exist anymore—at least technically.

When no intention to reaffirm, redeem or surrender the car is filed by the deadline, a car loan is dropped from the bankruptcy. In many cases, the car owner and lender continue to do business and always, and courts rarely enforce it. Of course, this only works for the car owner if they’re making payments on time. A car loan is a secured debt, which means the car is collateral that can be taken back by the lender if you don’t pay. When you file for Chapter 7 bankruptcy, you must list your assets on a form called Schedule A/B. Your car is an asset, because it has value. You must also file a statement of intention that that tells the court whether you plan to reaffirm your car loan, redeem the car or surrender it.

What Is Equity Of The Car Value

To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal. Research and understand your options with our articles and guides. This is especially risky because you can only file Chapter 7 bankruptcy every 8 years, so there is no easy relief available if anything goes wrong. The evidence fades, witnesses disappear, and the stories change. If youre facing an urgent legal matter, Cravens & Noll can provide hope to your situation. Check out some other ways the world’s first robot lawyer can help.

He also provides legal advice relating to complex, sensitive, and high-profile IT contracts. First, you must determine how much equity you own in the property you hope to retain. Equity is determined by subtracting the balance of any mortgages or other loans secured by the property from the value of the property. For example, if your house is worth $100,000.00, and you have a balance of $75,000.00 on your mortgage, then you have $25,000.00 of equity in your house. It also doesn’t matter how much you ended up paying for it by the time the car loan was finally paid off. That amount includes the interest you paid and depending on the interest rate on your auto loan, that can be quite a bit more than the car was ever worth.

Lowering Your Monthly Car Payment With The Help Of A Bankruptcy Attorney

You redeem a car by paying the lender an amount equal to the current replacement value. Usually, filers get the lump-sum redemption amount from a family member or a bankruptcy redemption loan lender. If you file for Chapter 13 bankruptcy, you have to continue making your monthly mortgage payments, as well as pay what you were behind on. This can be difficult, even if the payment plan that you, the court and your lenders agree to, seems to be doable.

They’re called a “wildcard” because they can be used to protect any property. If your car is worth more than the available motor vehicle exemption, see if you can protect the rest with a wildcard exemption in your state. The equity in your car is essentially the fair market value of your vehicle minus the remaining balance of your loan. Therefore, if you still owe $11,000 on your vehicle and the fair market value is $8,500, then you have no equity. While this might be financially frustrating, it does mean that your car has no value in the bankruptcy estate and is protected from being sold without the aid of an exemption. The redemption option involves paying off the balance of the car loan at the value of the car.

Keeping Your House in Chapter 7

But if you have a lot of equity value, the court may determine you can “afford” to repay more of your debt. First, the court subtracts your mortgage and homestead exemption from the value of your home. Then, the court adds that remaining equity value into your “available” funds that can be used to repay your debts. Exempted property are the assets that you’re allowed to keep. Each state and the federal government sets its own exemption limits. Instead of clearing your debts, you enter a repayment plan, usually for 3-5 years.

If you've recently declared bankruptcy, getting an auto loan is difficult, but not impossible. Filing for bankruptcy affects your credit score, which makes you a less favorable borrower in the eyes of many lenders. However, there are ways to get approved for an auto loan even with a Chapter 7 or Chapter 13 bankruptcy on your record. Many homeowners try to keep their house through Chapter 13, but often the payments are too much for them to handle. If you’re disciplined and face no other financial problems during the plan’s payment period , you may be able to make it through and keep your house. Under this system, you aren’t forced to sell your home as long as you keep up with your payments.

The bankruptcy court will hold a reaffirmation hearing to determine if you can afford to make the car payments. If you are still making payments on your car loan when you file for bankruptcy, then the equity you have in the car becomes important. Equity is what you still owe on the car subtracted from its current value.

The amount that you will pay creditors, however, depends on the amount of property that can be exempt through exemptions in the state of Virginia. Under Virginia law, filers have up to $6,000 in equity for their motor vehicles. In a joint case with a married couple, each spouse has up to $6,000 for a car in their name.

Can I Keep My House And Car In Bankruptcy?

It makes filing bankruptcy potentially productive,” she said. There is a way to keep your car when you file for Chapter 7 bankruptcy even if its worth more than the exemption limit. Most people filing for bankruptcy, though, dont have the bundle of cash needed to do that.

With a Ch 13 bankruptcy, your debt is restructured and you have the opportunity to catch up on your bills, keep your home, and keep your car. Maureen Milliken has been writing about finance, banking, investment, entrepreneurship, real estate and other related topics for more than 30 years. She also is is the author of three mystery novels and two nonfiction books. That said, there are some financial downsides to hanging on to your house through a bankruptcy proceeding.

How to Keep Your Car During Bankruptcy

The laws provide instructions for completing a 50- to 60-page bankruptcy petition, and because the rules apply to every case, you can't skip a step. If you answer no to either of the first two questions, you could lose your car in Chapter 7 and should consider filing for Chapter 13. You have a lot of non-exempt car equity over and above the $12,100 wildcard exemption. The longer you’ve owned the car and the more you’ve paid, the more likely it will be over the exemption limit. On the other hand, cars are not like fine wine — they lose their value fast. Keeping your car after bankruptcy depends on your financial situation.

Can I Keep My Car If I File Chapter 7 Bankruptcy?

Table of Content

• Can I Keep My Car If I File Chapter 7?
• How To Declare Bankruptcy In Pa
• Contact Attorney Jerry E. Smith Today
• Making a Reaffirmation Agreement to Keep Your Car
• Bankruptcy Planning
• Filing Bankruptcy When You Own the Car

Because his equity in the motorcycle is less than the $4,000 maximum exemption available to him, his motorcycle will be safe if he files for bankruptcy. Attorney & CPA Jerry E. Smith practices bankruptcy law and tax resolution. He also previously worked as a Cost Accountant, Financial Analyst, and Internal Auditor for two large multi-billion-dollar international consumer product companies. When you’re overwhelmed with debt and considering bankruptcy, you probably have a lot of financial questions.

However, if you want to keep a car with a car loan, there’s a catch. Filing for bankruptcy doesn’t eliminate the lien giving the bank the right to take back your car if you don’t pay as agreed. The bank can use the lien to repossess the car once the bankruptcy case is overor sooner with the court’s permissioneven though you erased the debt.

Can I Keep My Car If I File Chapter 7?

The cost of your consultation, if any, is communicated to you by our intake team or the attorney. Most people can keep their car and get debt relief by filing bankruptcy. Of course, if you need a fresh start but you need your car just as much, you probably wonder about how this works in Chapter 7 bankruptcy. Keep reading to learn what a bankruptcy filing means for your car.

If you are having trouble filing or deciding on your next steps, there is help available. Chapter 13 is often called “reorganization bankruptcy.” To help you decide if Chapter 13 bankruptcy is right for you, evaluate the total value of your debts. Generally, anyone is eligible for Chapter 13 relief if their unsecured debts are less than $419,275 and secured debts are less than $1,257,850. (Amounts are subject to change. Talk to our attorney to get the most current information.) Chapter 13 is codified at 11 U.S.C. § 1322.

How To Declare Bankruptcy In Pa

Then, the court will determine if there’s enough equity “leftover” to be worth selling your house. If you don’t – for instance, if you owe a hefty mortgage – you may get to keep your house. The Bankruptcy Code and some states also allow filers to take advantage of a wildcard exemption.

The properties that you can safeguard with bankruptcy exemptions depend on the state you’re from. Each state designs its exemption list, which often covers key assets. Items you may be allowed to keep include clothing, work tools, household items, electronics and even sometimes, some equity in a vehicle.

Contact Attorney Jerry E. Smith Today

Each state varies in their exemptions — the equity on your property that is protected against a bankruptcy trustee reselling it to pay off creditors. This is best if you’re left behind on payments or have high nonexempt equity and you wish to keep your car. Chapter 13 allows you to get into a repayment plan for three to five years. This chapter needs you to prove that you have enough income to enter into the repayment plan.

You can afford to pay for nonexempt equity and car payment arrearages in the Chapter 13 plan, and you can afford to continue making the monthly car payment. You'll find that you can reduce the interest rate on the vehicle loan and possibly the principal balance owed. All of the equity in your car won't necessarily be available to your creditors.

The question of whether or not you can keep your car in a Chapter 7 bankruptcy process is a very common one. When you complete this contact form, youll be contacted by one of our representatives to get more details regarding your inquiry. Our firm is committed to representing our clients rights to ensure you receive the most favorable results possible. Check the details on your credit report and request any verification of your debtsas necessary. A list of your creditors, how they can be contacted, and how much you owe. The manner in which you can keep your car will depend on the type of bankruptcyyou have qualified for.

On the other hand, you will be able to keep your house if you are currently paying your house payments and/or the total exemption covers the equity of your home . The best determinate in knowing what property you can keep during a bankruptcy filing is your state’s bankruptcy exemptions. You can pay for your nonexempt in the repayment plan if you wish to keep your car. Lenders allow you to pay a lump sum amount for the cost of the car and you’re allowed to keep it.

Making a Reaffirmation Agreement to Keep Your Car

This article will provide you with conditions influencing property to keep and conditions attached when filing for bankruptcy. If you have a loan secured by the property, whether the bank will agree to reaffirm the loan despite the bankruptcy. Some states offer a “homestead exemption” to help you protect your equity. Essentially, this is a dollar value for how much home equity you can protect.

But that doesn’t mean you’re guaranteed to keep your home. For instance, is your house is worth $100,000, but you owe a $50,000 mortgage, your equity is $50,000. In Chapter 7 bankruptcy, the court can wipe your slate clean. But first, you may have to sell some assets to repay some of your debt.

For more easy-to-understand articles, go to TheBankruptcySite. Find out how much your car would sell for by checking NADA.com and KBB.com. Vehicles in your area might be selling for more due to inflationary pressures so consider checking local car sales sites. If you’re caught in a financial tailspin a professional can help you identify the right steps to take, even if you’re facing the prospect of losing your home. Firstly, it is important for filers to understand the basic differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy in Virginia. Lawyers who have received peer reviews after 2009 will display more detailed information, including practice areas, summary ratings, detailed numeric ratings and written feedback .

It also means that the lender could repossess the car and sue you for adeficiency judgmentif you default on the loan. For Chapter 7 bankruptcy, these state exemptions can protect your assets if their equity value is covered. For Chapter 13, these exemptions can help lower the payments to your creditors and lenders for your repayment plan.

If the statement of intention isn’t filed within 30 days of when the bankruptcy is filed, the car loan is no longer part of the bankruptcy proceeding. In a Chapter 7 bankruptcy, the court will liquidate most of your unsecured debts thats debt like credit card debt and personal loans, that isnt attached to an asset like a house or a car. Once that debt is out of the way, it should make it easier to make your mortgage payments. The nonexempt equity amount of your property is used to determine what you will pay on during your 3-5 year repayment plan for Chapter 13 bankruptcy. For example, if your house has $20,000 in non-exempt equity, then at a minimum your repayment plan must pay your general unsecured creditors at least $20,000. To do this, you will have to prove you have enough income to pay on the amounts required in your repayment plan.